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    Category Archives: Personal Finance

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    Silver vs Gold
    10 Sep, 2025
    Silver Vs Gold: Complete Comparison For Retail Investors In India

    Silver vs Gold: Which is the Better Investment for Retail Investors? When the question arises about safe-haven assets, Silver and Gold have remained the two most sought-after preferences of Indian

    Continue ReadingSilver Vs Gold: Complete Comparison For Retail Investors In India

    Person reviewing financial documents for debt management
    15 Jul, 2025
    Navigating Debt: How To Make It A Financial Friend, Not A Foe

    Debt is a term that has the tendency to create mixed feelings—some perceive it as a stepping stone to progress, while others consider it a financial setback. Whether one is

    Continue ReadingNavigating Debt: How To Make It A Financial Friend, Not A Foe

    Rental Agreement
    27 Apr, 2025
    Rental Agreement: Everything You Need to Know Before Signing the Dotted Line

    Introduction If you are going to be renting a house, a shop, or an office, one of the first documents you will come across is a rental agreement. It is

    Continue ReadingRental Agreement: Everything You Need to Know Before Signing the Dotted Line

    MCLR
    3 Feb, 2025
    Decoding MCLR: A Comprehensive Guide For Borrowers And Investors

    In the dynamic world of finance, MCLR plays an important role in shaping borrowing and lending activities. One such important benchmark in India’s banking sector is a Marginal Cost Of

    Continue ReadingDecoding MCLR: A Comprehensive Guide For Borrowers And Investors

    unsystematic risk
    17 Jan, 2025
    Mastering Company-Specific Risk: Unsystematic Risk Management

    In the world of investments, the concept of unsystematic risk. While no investment is entirely risk-free, understanding and managing different types of risks is critical to achieving your financial goals.

    Continue ReadingMastering Company-Specific Risk: Unsystematic Risk Management

    Input Tax Credit
    13 Jan, 2025
    GST Input Tax Credit (ITC): A Complete Guide for Businesses

    Input Tax Credit is an essential component of the Goods and Services Tax system, effectively eliminating the cascading effect and basically reducing the tax burden at every level on businesses.

    Continue ReadingGST Input Tax Credit (ITC): A Complete Guide for Businesses

    1 Jan, 2025
    The Complete Guide to Fixed Income Mutual Funds in India (2025)

    Fixed income mutual funds are a popular investment option for individuals seeking steady returns and low risk. These funds primarily invest in fixed income instruments such as government securities, corporate

    Continue ReadingThe Complete Guide to Fixed Income Mutual Funds in India (2025)

    Digital e Rupee
    28 Dec, 2024
    How to Use India’s Digital e Rupee: A Comprehensive Step-by-Step Guide

    The Digital e Rupee (e₹) marks a historic shift in India’s financial landscape. Issued by the Reserve Bank of India (RBI), it is India’s official Central Bank Digital Currency (CBDC).

    Continue ReadingHow to Use India’s Digital e Rupee: A Comprehensive Step-by-Step Guide

    Inflation in India
    6 Nov, 2024
    Understanding Inflation in India: Causes and Consequences You Need to Know

    Inflation in India is a topic that affects everyone, from the consumer buying groceries to the entrepreneur building a business.Inflation in India, has been a significant economic concern, impacting the

    Continue ReadingUnderstanding Inflation in India: Causes and Consequences You Need to Know

    Union Budget 2024
    13 Oct, 2024
    Decoding the Union Budget 2024: A Comprehensive Analysis

    The union budget 2024 focuses on driving the country’s growth towards a “Viksit Bharat” or a developed nation by 2047. Presented by the Finance Minister, it introduces a range of

    Continue ReadingDecoding the Union Budget 2024: A Comprehensive Analysis

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